In Georgia, the insured owns a bad faith claim against his insurance company if the insurer does not accept the insured’s time-limited demand to settle within the policy limits. This claim was established by the seminal case in Georgia of Southern General Insurance Company v. Holt.
This scenario usually arises in a a situation when there is a very serious personal injury which far exceeds the policy limits of the at-fault insured. The plaintiff’s attorney will usually send all the information that the insurance company could reasonably need to evaluate the case and make a 10-day demand to settle the case for the policy limits. This is commonly referred to by Georgia injury lawyers as a time-limited Holt Demand.
Robert J. Fleming, Esq. is a Georgia personal injury lawyer who has achieved record successes in personal injury cases such as serious car accidents, medical malpractice and dental malpractice. If you would like to discuss your case in complete confidence, please contact Mr. Fleming directly.